Rapid property insights for post-CAT wind and fire disasters
Catastrophic Weather Trends Demand Powerful Property Analytics
As destructive weather patterns grow globally, the need for rapid property insights becomes a necessity. Climate analysts have attributed rising global temperatures to the escalating spate of tornadoes, hurricanes, and wildfires. And with these disasters comes the inevitable aftermath of destruction and despair for communities needing to rebuild. This type of weather is also transforming the insurance landscape, creating new opportunities to employ technology and tools, such Damage Assessment, to aid in managing claims and risk for insurers big and small.
Use Damage Details to Proactively Help Impacted Customers
When catastrophic weather hits, our members are on high alert, anxiously awaiting the Gray Sky imagery we collect to match against their PIFs. By applying machine learning across the GIC’s high-resolution Gray Sky aerial imagery, automated insights can be delivered in seconds. Starting with location coordinates, members can pull damaged structures, highlight the customers in greatest need, then proactively reach out to those impacted to begin the claims process–all without ever needing to set a foot on the ground.
Post-CAT Property Awareness in Seconds
With Damage Assessment, multiple pieces of information on a damaged building can give members context to real truth on the ground. By accessing information beyond what’s discernible to the eye, members can quickly categorize the damage in multiple ways, from an overall CAT score to how much roof material is missing to debris coverage. These additional property insights can help members scale their responses with greater agility, verifying which policy holders have damaged property. This report will be available shortly after Gray Sky collection and will cover every property that falls within a natural disaster impacted zone.
Manage Resources, Shore Up Risk with Detailed Information
Access to these automatically calculated property analytics provides numerous benefits to GIC members. Using this data, members can:
- Better manage and scale responses to heavily impacted customers
- Proactively identify policy holders with damaged property and begin the claims process immediately
- Deploy resources, i.e, field adjusters, more effectively and safely with detailed information for remote assessment on damaged structures
- Pinpoint key learnings to shore up underwriting and risk policies for future events
Compare Before and After Views
Historical imagery provides another layer of information members can use to validate changes and reduce uncertainty when processing a claim. By comparing the Damage Assessment report to the GIC’s Blue Sky imagery, members can quickly verify valid destruction on a property to triage and assess loss.
Attributes for Damage Assessment
Get building damage information quickly by using Damage Assessment on the GIC’s Gray Sky imagery. The product helps deliver automatically calculated data, helping streamline your PIF assessment by rating the damage a building sustained from a wind or fire event.
- BEFORE DISASTER
- Footprint area
- Ground elevation
- Roof condition
- Roof centroid location (wkt)
- Roof material
- Roof discoloration
- Roof shape
- Roof solar
- Tree cover over roof
- Defensible space report
- Primary structure
- AFTER DISASTER
- Damage footprint
- Catastrophe Score
- Approx. FEMA classification
- Roof structure damage
- Roof missing material
- Tarp covering roof
- Debris on roof
- Damaged roof discoloration
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